Online Virtual Classroom 2022 : Personal Umbrella, E-Commerce Liability and E&O

May 11, August 11 and October 12, 2022

Understanding the Personal Umbrella Policy

6 CE Hours

May 11, 2022
9 A.M. – 4 P.M. (with a one hour lunch break)

Umbrella insurance is an “undersold” policy in today’s insurance market. This course covers the problem of living in a litigious society. The course outlines how the Umbrella Policy can be of benefit, how it works, and how it coordinates with other personal liability policies. We cover key concepts and terms involved, and how the policy differs from other liability policies. This course provides knowledge designed to position insurance producers to discuss the umbrella policy with clients.

Issues in E-Commerce Insurance Liability

3 CE Hours

August 11, 2022
9 A.M. – 12 P.M.

Did you know the FBI reports cyberthreats are expected to soon surpass terrorism threats as the most dangerous of our nation’s concerns? This makes it critically important for people using the Internet in their personal or business lives to be aware of their exposures to this type of threat and the measures to protect themselves. Our discussion will include privacy issues, the infringement of intellectual property, virus transmission, or any other serious trouble passing from first to third parties via the Web. We provide a thorough discussion as to why businesses need Cyber Liability insurance and Network Security Insurance. The course closes with a discussion clarifying what Technology Errors and Omissions Insurance is, and why it is a good idea for businesses to also carry that type of protection.

Ethics in the Insurance Industry

3 CE Hours

August 11, 2022
1 P.M. – 4 P.M.

This course clarifies the differences between morals and ethics, how they’re related, and the focus of regulations in regard to these concepts. The discussion reviews the expectations on corporate and agent conduct in the field of insurance. Specific duties are reviewed that must be fulfilled to achieve the expectations and requirements placed on the industry by regulators and an informed public.


Errors and Omissions Insurance

3 CE Hours

October 12, 2022
9 A.M. – 12 P.M.

This course examines what an Errors and Omissions policy is and how to functions. It reviews the concept of agent negligence and how it can lead to professional liability claims. The course outlines duties toward the company or companies the agent represents and the responsibilities agents have toward their prospects and clients. Also examined are types of Errors and Omissions claims made against agents, which often must be defended in a court of law.

Understanding Social Security

3 CE Hours

October 12, 2022
1 P.M. – 4 P.M.

This course explains the major features of the Social Security program. Social Security is a government program designed to financially assist the senior population in their retirement years. Even though most Americans will eventually participate, many have a limited knowledge of how the program functions. The course outlines major benefits available, eligibility rules to receive those benefits, strategies to maximize benefits, and limitations of the program. The course dispels some of the myths surrounding the difficulty, or ease, of qualifying for benefits, especially disability income benefits.


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For our online CE courses

    About the Instructor:


    Rick is the Director and teaches continuing education and pre- licensing courses for ITC. Before becoming an instructor, Rick spent 17 years with Farmers Insurance in a variety of position including district manager, district training and administrative assistant, division agency manager, commercial sales representative, agency computer training representative, and commercial policy processing supervisor. He also spent six years with Shelter Insurance as a district sales manager. Rick’s honors and awards include Indiana District Manager of the Year, President’s

    Council district manager, Championship, and multiple Toppers Club awards with Farmers Insurance; winning multiple life sales contests and Conference of Champions with Shelter Insurance; and serving his local NAIFA as President for multiple terms and serving on the Indiana NAIFA speakers bureau. Rick and his wife, Susan, have four children and five grandchildren. In his spare time, Rick enjoys fishing, writing, and family.

    Class Details

    Dates & Times:
    May 11th: 9 am – 4 pm
    August 11th: 9 am – 12 pm & 1 pm – 4 pm
    October 12th: 9 am – 12 pm & 1 pm – 4 pm

    Location: Virtual

    Cost: Free

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